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Honduras

Central America

About Honduras

Caribbean island living on Roatán with English widely spoken.

Honduras offers extremely low cost of living—45% below US costs with rent 80% cheaper—and the island of Roatán provides a unique English-speaking Caribbean lifestyle. The Pensionado visa requires $1,500-2,500/month proven lifetime income, with processing taking up to 9 months at $2,500-3,000 cost. Unlike other countries, Honduras doesn't distinguish between long-term visas and permanent residency. In Roatán, $1,500/month covers basic needs while $2,000-2,500 provides a comfortable lifestyle. The island has modern conveniences including high-speed internet, reliable cell service, and a branch of Honduras's top hospital. Dual citizenship is permitted after 3 years.

Country Overview

Key indicators to help you understand what life in Honduras might be like

Cost of LivingBelow Average
Healthcare QualityModerate
SafetyBelow Average
English PrevalenceModerate
Visa AccessibilityGood

Data last updated: 1/7/2026

Highlights

  • Roatán: English-speaking Caribbean island, former British protectorate
  • Cost of living 45% below US, rent 80% cheaper
  • Pensionado: $1,500-2,500/month income for indefinite residency
  • No tax on US pensions, Social Security, or foreign income
  • Dual citizenship permitted after 3 years

Considerations

  • !Mainland Honduras has high crime—Roatán much safer
  • !Visa processing takes up to 9 months, costs $2,500-3,000
  • !Government recently requiring residency after 90-day stays
  • !Limited healthcare—complex cases require travel
  • !Hurricane exposure June-November

Visa Options

Available visa types for Americans looking to move to Honduras

Pensionado Visa

RETIREMENT

Requires $1,500-2,500/month proven lifetime income from pension or Social Security. Tax-free on foreign income. Processing takes up to 9 months at $2,500-3,000 cost.

$1,500/mo min
Path to ResidencyPath to Citizenship

Tourist Visa

TOURIST

90-day automatic tourist visa on arrival. Extensions available. Government recently requiring residency after 90 days for longer stays.

3 months

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